Net salary in figures
These tables show how much net pay remains at various gross salaries and tax classes. All values are computed by this calculator using the official BMF payroll program flow chart (Programmablaufplan) – no hand-entered numbers. How the individual deductions arise is explained on the page How your net salary is calculated.
Assumptions
Calculated for the 2026 tax year, federal state North Rhine-Westphalia (Nordrhein-Westfalen), age 30, no children, no church tax, average health-insurance additional contribution (KVZ) 2.9%. Figures shown are monthly net pay.
Tax classes III and V only make sense as a combination for married couples or registered civil partners. Class III assumes here that the partner earns no wages; class V is its counterpart and, viewed alone, leads to a correspondingly higher deduction. For context, see Tax classes 1–6 explained.
Monthly net pay by gross salary and tax class (2026)
| Gross / month | I | III | IV | V |
|---|---|---|---|---|
| €2,500 | €1,768.92 | €1,956.25 | €1,768.92 | €1,490.59 |
| €3,000 | €2,054.42 | €2,312.17 | €2,054.42 | €1,721.84 |
| €4,000 | €2,605.50 | €2,928.17 | €2,605.50 | €2,185.09 |
| €5,000 | €3,130.09 | €3,510.67 | €3,130.09 | €2,632.17 |
| €6,000 | €3,641.58 | €4,095.25 | €3,641.58 | €3,091.66 |
| €8,000 | €4,679.96 | €5,348.58 | €4,679.96 | €4,035.70 |
Each value is the result of the same calculation as in this site's calculators: wage tax per the payroll program flow chart, the solidarity surcharge, church tax (not applied here), and the social insurance contributions, each up to the contribution assessment ceiling. The order is described on the page How your net salary is calculated.
Frequently asked questions
How were these net amounts calculated?
All values come from this site's calculator, which computes the wage tax using the official BMF payroll program flow chart. There are no hand-entered numbers.
Why is the net in class V so much lower?
Class V does not take the basic allowance into account and is intended as the counterpart to class III for couples. Viewed on its own, the deduction is therefore higher; it only makes sense in the III/V combination.
Do the figures also apply to other federal states?
Wage tax is the same nationwide. Differences arise mainly with church tax and – for long-term care insurance – in Saxony; the tables assume North Rhine-Westphalia without church tax.
Can I calculate my own figures?
Yes. The gross-to-net calculator on the home page takes into account the federal state, children, church tax, additional contribution, and the tax year.
Sources: wage-tax program flow chart 2026 / Programmablaufplan (bmf-steuerrechner.de), § 39b EStG (gesetze-im-internet.de). Calculation: the Steuora engine (validated against 544 official BMF test cases).
This calculation is for informational purposes only. Results are estimates and do not substitute professional guidance. For binding information please consult a Steuerberater or Lohnsteuerhilfeverein.